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Earnings-related pension Earnings-related pension is paid to a person who has accrued pension according to his or her earnings either in an employment relationship or as an entrepreneur. The size of the earnings-related pension is determined accor...https://stm.fi/en/earnings-related-pension
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Social insurance contribution Contributions in 2017–2026 Table: Social insurance contributions, % of salary. Employers 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Health insurance all employers 1,08 0,86 0,77 1,34 1,53 1,34 1,53 1,16 1,87 1,...https://stm.fi/en/social-insurance-contribution
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Investmets and solvency Insurance companies must invest insurance premiums that they collect from the insured in a secure and profitable manner. However, when aiming for maximum returns, insurance companies must ensure that their solvency is not a...https://stm.fi/en/investing-insurance-contributions
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21.5.2025 | The employment rate of registered nurses and practical nurses is high, with more than 90 per cent of graduates finding work in the social welfare and health care sector. Unemployed nurses cannot be relied on to respond to the future labour shortage in the sector. People who have sought employment in other sectors represent the most significant resource of unutilised workforce. Some relief can also be provided by pensioners for whom working is increasingly common.https://stm.fi/en/-/most-registered-nurses-and-practical-nurses-are-already-working-in-the-social-and-health-care-sector-career-changers-and-pensioners-are-a-possible-extra-reserve
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Statutory insurance A significant part of social security in Finland is provided through statutory insurances. This package is called social insurance. The insurance-based forms of social security include earnings-related pension, occupational acc...https://stm.fi/en/statutory-insurance
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Department for Insurance and Social Security The Department for Insurance and Social Security directs and steers insurance policy and is responsible for drafting social insurance and other insurance legislation. The Department handles issues that ...https://stm.fi/en/department-for-insurance-and-social-security-svo-
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Insurance The Ministry of Social Affairs and Health is responsible for developing and drafting the legislation on statutory insurance, insurance companies and pension institutions. The goal is a sustainable social security and private insurance, b...https://stm.fi/en/insurance
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Finnish social security system The Finnish social security system includes benefits and support that protect people’s livelihoods, as well as the provision of health and social services and employment services. Social security provides income secu...https://stm.fi/en/finnish-social-security-system
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8.10.2025 | Finland and Uruguay have signed a social security agreement between the two countries in Montevideo on 7 October 2025. As regards Finland, the agreement applies to the earnings-related pension scheme, and as regards Uruguay, to the pension schemes for employees.https://stm.fi/en/-/social-security-agreement-between-finland-and-uruguay-to-facilitate-mobility-between-the-countries
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23.9.2024 | The Finnish Government proposes about EUR 15.2 billion in appropriations for the Ministry of Social Affairs and Health and its administrative branch for 2025. This is about EUR 1.1 billion less than in 2024.https://stm.fi/en/-/budget-proposal-for-the-ministry-of-social-affairs-and-health-and-its-administrative-branch-for-2025
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10.4.2024 | Finland and Uruguay have started negotiations to conclude a social security agreement between the two countries. The purpose of the agreement is to facilitate the operation of Finnish companies in Uruguay.https://stm.fi/en/-/social-security-agreement-to-be-concluded-between-finland-and-uruguay
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25.11.2021 | The social security agreement between Finland and Japan will enter into force on 1 February 2022. Ville Skinnari, Minister for Development Cooperation and Foreign Trade, and Takashi Murata, Japan’s Ambassador to Finland, exchanged notes on 25 November to bring the bilateral agreement into force. When the agreement enters into force, workers posted to a Contracting State will avoid double pension and unemployment insurance contributions.https://stm.fi/en/-/social-security-agreement-between-finland-and-japan-enters-into-force-on-1-february-2022-
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28.1.2022 | MUISTIO 19.11.2021 1(34) Sosiaaliturvan menojen ja rahoituksen kuvaus sosiaaliturvakomitealle Tutkimus- ja arviointijaosto 2(34) Sisällys Sosiaaliturvan menot ja rahoitus: yleiskatsaus 3 Sosiaaliturvan menot ja rahoitus tilastojen valossa 3 Sosiaa...https://stm.fi/documents/1271139/99731483/Rahoitus+ja+etuusmenot.pdf/ec5f1c78-4730-ead6-3a9d-5264e2bae68f?t=1643368186125
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23.9.2019 | Ms. Aino-Kaisa Pekonen, Minister of Social Affairs and Health, and Mr. Takashi Murata, Japan's Ambassador to Finland, have signed a social security agreement between Finland and Japan in Helsinki on 23 September.https://stm.fi/en/-/suomen-ja-japanin-valille-tulossa-sosiaaliturvasopimus
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19.12.2019 | The age limit for the extension on unemployment benefit will rise by one year for those born in or after 1961. In future, unemployed persons born in or after 1961 will be entitled to extended unemployment allowance at the age of 62 instead of 61, as is currently the case.https://stm.fi/en/-/tyottomyysturvan-lisapaivaoikeuden-alaikaraja-nous-1
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6.9.2024 | 15 April 2024 Ministry of Social Affairs and Health policy on international and EU cooperation for 2024–2027 The policies of the Ministry of Social Affairs and Health on international and EU coopera- tion for 2024–2027 guide the Ministry and its a...https://stm.fi/documents/1271139/8596760/Ministry+of+Social+Affairs+and+Health+policy+on+international+and+EU+cooperation+for+2024%E2%80%932027.pdf/fc8e9cbc-5a1e-0709-3595-c00076534c63?t=1725627093909
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16.11.2016 | The bilateral social security agreement between Finland and China will affect the social security of persons moving between these two countries. The agreement will enter into force on 1 February 2017. The agreement concerns pensions and unemployment benefits.https://stm.fi/en/-/kiinan-kanssa-tehty-sosiaaliturvasopimus-voimaan-helmikuun-alusta-2017
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9.10.2020 | A People-centred Perspective on Employment Barriers and Policies FACES OF JOBLESSNESS IN FINLAND 2 This document and any map included herein are without prejudice to the status of or sovereignty over any territory, to the delimitation of interna...https://stm.fi/documents/1271139/2013549/Finland+FOJ_FINAL+updated+9+October+2020.pdf/1b0913b3-5222-3e97-dd61-de4e33333e11?t=1602238273788
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15.9.2015 | 2014 Cost of lost labour input Ministry of Social Affairs and Health, Department for Occupational Safety and Health, Finland Mr Mikko Rissanen, Senior Officer Ms Elina Kaseva, MSc (Economics and Business Administration) Ministry of Social Affairs ...https://stm.fi/documents/1271139/1332445/Cost+of+lost+labour+input_en.pdf/d5790088-8e3e-4d13-a5cd-56c23b67de0c?t=1442323144000
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10.1.2023 | SOSIAALITURVAKOMITEAN JULKAISUJA 2023:1 Vaihtoehtoisten järjestämistapojen selvitystyöryhmä Selvitys sosiaaliturvan vaihtoehtoisista järjestämistavoista Selvitys sosiaaliturvan vaihtoehtoisista järjestämistavoista Vaihtoehtoisten järjestämistapoje...https://stm.fi/documents/1271139/110185332/Selvitys+sosiaaliturvan+vaihtoehtoisista+j%C3%A4rjest%C3%A4mistavoista.pdf/0cc10c01-bb0b-f98f-c332-6a37d59f21e3?t=1673341003611
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19.12.2018 | #norden2020 In connection with the Finnish Presidency 2016 of the Nordic Council of Ministers, separate Nordic project funds were granted in order to raise themes that Finland wanted to highlight in the frame of Nordic co-operation. One of these p...https://stm.fi/documents/1271139/9521780/Symposium+report+Seeking+and+Seizing.pdf/a4db436f-9ba8-ce56-5f61-4070efd2bbb6?t=1545205318000
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1.6.2018 | 1 Inkeri Tanhua Gender equality and Nordic welfare societies 2 Contents Gender equality and Nordic welfare societies Introduction.........................................................................................................................https://stm.fi/documents/1271139/8492720/Report+Gender+equality+and+Nordic+welfare+societies.pdf/60fcbf91-669b-4d10-9b16-01a51657eb58?t=1527854184000
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19.12.2018 | Nordic Future of Work Conference The Future of Work and new Forms of Work from the Global and the Nordic Perspectives Helsinki 1 Nordic Future of Work Conference I The Future of Work and new Forms of Work from the Global and the Nordic Perspective...https://stm.fi/documents/1271139/9521780/Nordic+Future+of+Work+Conference+report.pdf/2945a1eb-ff1f-a0b0-71b6-2da46077cf05?t=1545205314000
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10.12.2018 | Nordic Future of Work Conference The Future of Work and new Forms of Work from the Global and the Nordic Perspectives Helsinki 1 Nordic Future of Work Conference I The Future of Work and new Forms of Work from the Global and the Nordic Perspective...https://stm.fi/documents/1271139/11295142/Nordic+Future+of+Work+Conference+report.pdf/027b57f8-e7b6-9d4d-2a08-8677b681d8ce?t=1544442361000
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1.3.2023 | Selvitys ja tutkimustoiminta Utrednings- och forskningsverksamhet Sosiaaliset perus- ja ihmisoikeudet sosiaaliturva- uudistuksessa Toomas Kotkas, Anna-Kaisa Tuovinen, Eeva Nykänen, Laura Kalliomaa-Puha VA LT I O N E U V O S T O N S E LV I T Y S - ...https://stm.fi/documents/1271139/110185332/Sosiaaliset+perus-+ja+ihmisoikeudet+sosiaaliturvauudistuksessa.pdf/b5b536e8-75f8-8f78-a97f-c608ceeac03a?t=1677655245762