Social insurance contribution

Contributions in 2017–2026

Table: Social insurance contributions, % of salary.

Employers 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Health insurance                    
all employers 1,08 0,86 0,77 1,34 1,53 1,34 1,53 1,16 1,87 1,91
                     
Unemployment insurance                    
salary in 2026 less than EUR 2,509,500 0,8 0,65 0,50 0,45 0,5 0,5 0,5 0,27 0,20 0,31
for part of salary exceeding EUR 2,509,500 3,3 2,60 2,05 1,7 1,9 2,05 2,05 1,09 0,80 1,23
employer's unemployment insurance contribution payable for part-owners 0,8 0,65 0,50 0,45 0,5 0,5   0,27 0,20 0,31
                     
Earnings-related pension insurance                    
average TyEL contribution for employer 17,95 17,75 17,35 16,95 16,95 17,4 17,4 17,34 17,38 17,1
                     
The insured 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
National health insurance                    
Contribution for medical care coverage                    
employees and self-employed persons 0,00 0,00 0,00 0,68 0,68 0,53 0,60 0,51 1,06 1,10
beneficiaries (pension and benefit income) 1,45 1,53 1,61 1,65 1,65 1,50 1,57 1,48 1,45 1,49
Contribution for daily allowance                    
employees and self-employed persons insured under MYEL Act 1,58 1,53 1,54 1,18 1,36 1,18 1,36 1,01 0,84 0,88
self-employed persons insured under YEL Act. other self-employed persons 1,64 1,70 1,77 1,33 1,55 1,32 1,59 1,23 1,04 1,11
                     
Unemployment insurance 1,6 1,9 1,5 1,25 1,4 1,50 1,5 0,79 0,59 0,89
contribution for wage earners of partial owners of an enterprise 0,7 0,92 0,78 0,65 0,65 0,74   0,43 0,30 0,39
                     
Employee pension insurance                    
employees under 53 years ** 6,15 6,35 6,75 7,15 7,15 7,15 7,15 7,15 7,15 7,3
employees 53-62 years ** 7,65 7,85 8,25 8,65 8,65 8,65 8,65 8,65 8,65 7,3
employees +63 years ** 6,15 6,35 6,75 7,15 7,15 7,15 7,15 7,15 7,15 7,3
entrepreneurs and  agricultural entrepreneurs under 53 years ** 24,1 24,1 24,1 24,1 24,1 24,1 24,1 24,1 24,1 24,4
entrepreneurs and  agricultural entrepreneurs 53-62 years ** 25,6 25,6 25,6 25,6 25,6 25,6 25,6 25,6 25,6 24,4
entrepreneurs and  agricultural entrepreneurs +63 years ** 24,1 24,1 24,1 24,1 24,1 24,1 24,1 24,1 24,1 24,4

* An estimate

** In 2017–2025, the contribution rate was higher for people aged 53–62. As of the beginning of 2026, the contribution rate is the same for all employees, regardless of age. Similarly, as of 2026, the contribution rate for self-employed persons is no longer based on age.