Finnish social security system

How is the right to social security determined? What does the social safety net consist of? How is social security financed and what does it cost?

Social security in Finland

The right to certain social security benefits and public services is based on residence, whereas the right to certain other benefits and services is based on employment. The benefits granted by the Social Insurance Institution of Finland (Kela) and the health and social services provided by wellbeing services counties are based on residence. Employment-based social security covers earnings-related pensions and insurance against occupational accidents and diseases. Unemployment benefits, parental allowance and sickness allowance are based on both residence and employment.

The diagram shows the actors in Finland’s social security system, such as employers, municipalities, Kela and insurance companies, and the services, benefits and cost reimbursements they provide, connected with arrows and grouped by different colors.

Click on the diagram to open in full screen.

Social security benefits and services are interlinked. Many benefits include both basic social security and earnings-related components. There are a number of bodies responsible for implementing social security, and in some parts of the social safety net different bodies work within the same range of benefits or services. It depends on the situation which body or bodies applicants need to contact.