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Supervision of the insurance sector The insurance sector is supervised to safeguard the interests of the insured and the beneficiaries. The Financial Supervisory Authority supervises the insurance sector The Financial Supervisory Authority (FIN-FS...https://stm.fi/en/supervision-of-the-insurance-sector
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Insurance The Ministry of Social Affairs and Health is responsible for developing and drafting the legislation on statutory insurance, insurance companies and pension institutions. The goal is a sustainable social security and private insurance, b...https://stm.fi/en/insurance
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Insurance institutions In Finland, private insurance institutions handle both statutory and voluntary insurance. Operating in the insurance sector is subject to authorisation. The Government issues authorisation for statutory earnings-related pens...https://stm.fi/en/insurance-institutions
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Department for Insurance and Social Security The Department for Insurance and Social Security directs and steers insurance policy and is responsible for drafting social insurance and other insurance legislation. The Department handles issues that ...https://stm.fi/en/department-for-insurance-and-social-security-svo-
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Insurance business in Finland is subject to licence.The government grants licences to authorised pension insurance companies that manage earnings-related pension insurance.https://stm.fi/en/insurance/legislation
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Earnings-related pension Earnings-related pension is paid to a person who has accrued pension according to his or her earnings either in an employment relationship or as an entrepreneur. The size of the earnings-related pension is determined accor...https://stm.fi/en/earnings-related-pension
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The Ministry The Ministry of Social Affairs and Health (MSAH) is one of the 12 ministries in the Government. The Ministry's tasks promote the good health and functional capacity of people promote healthy living and working environments secure suff...https://stm.fi/en/ministry
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Appealing income security decisions The Ministry of Social Affairs and Health does not process requests for a review, objections or complaints. Instead, it drafts legislation on appeal boards and this way ensures the legal protection of people whe...https://stm.fi/en/income-security/appealing
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Government branch The administrative branch of the Ministry of Social Affairs and Health includes several independent institutions and agencies, which implement the ministry’s objectives in society and participate in Government Programme projects....https://stm.fi/en/administrative-branch
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Private providers of health and social services, in other words companies, organisations and foundations, already account for about 22 per cent of the whole health and social services sector. They operate in both publicly and privately funded markets.https://stm.fi/en/private-providers-of-health-and-social-services
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Rehabilitation The aim of rehabilitation is to enhance the individual's functional capacity, independent coping, opportunities for participation, work and study ability as well as their opportunities for employment and continuing working. Rehabili...https://stm.fi/en/rehabilitation
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Preparation of EU matters Employment, Social Policy, Health and Consumer Affairs Council (EPSCO) The EPSCO Council, which brings together ministers from all EU Member States, decides on EU cooperation in employment, social policy, health, consumer...https://stm.fi/en/international-cooperation/eu/preparation-of-eu-affairs
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Areas of experties The administrative sector of the MSAH is wide ranging. The Ministry's work is supported by expertise from all agencies and institutes throughout the sector. Promotion of welfare » Social and health services » Income security » I...https://stm.fi/en/areas-of-expertise
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Guidance of information management in healthcare and social welfare The Ministry of Social Affairs and Health is responsible for the general planning, guidance and monitoring of information management within its administrative branch and for the f...https://stm.fi/en/social-and-health-services/information-management
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European Union: social, health and gender equality issues The Ministry of Social Affairs and Health is in charge of its own sectoral matters in the EU in terms of preparation, follow-up, defining Finland’s standpoint, drafting EU legislation and i...https://stm.fi/en/international-cooperation/eu
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Healthcare and social welfare system and responsibilities Finland’s healthcare and social welfare system is founded on public healthcare and social welfare services funded from tax revenue. Alongside the public sector, private companies provide he...https://stm.fi/en/pandemic-preparedness
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According to the Ministry of Social Affairs and Health Decree on the prescription of medicines (1088/2010), special attention must be given to the safety of pharmaceuticals.https://stm.fi/en/legislation-steering-and-supervision-cooperation
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Private providers of health and social services Private providers of health and social services, in other words companies, organisations and foundations, already account for about 22 per cent of the whole health and social services sector. They op...https://stm.fi/en/private-health-care
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Healthcare and social welfare system and responsibilities Finland’s healthcare and social welfare system is founded on public healthcare and social welfare services funded from tax revenue. Alongside the public sector, private companies provide he...https://stm.fi/en/social-and-health-services/responsible-agencies
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Management and organisation Two ministers and one permanent secretary run the Ministry of Social Affairs and Health. A State Secretary may assist the ministers in their tasks. There are six departments in the ministry, in charge of the preparation...https://stm.fi/en/management-and-organisation
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EHDS Regulation The EHDS Regulation is an EU regulation that improves citizens’ control over their personal health data and provides healthcare professionals with access to patient data, regardless of where patients live or receive treatment. The ...https://stm.fi/en/ehds-regulation
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Health services The aim of healthcare in Finland is to maintain and improve people's health, wellbeing, work ability and functional capacity and social security, as well as to reduce inequalities in health. The healthcare system is based on preven...https://stm.fi/en/health-services
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The Ministry as a workplace In the Ministry of Social Affairs and Health, your work has a significant impact on society and it affects the lives of everyone living in Finland. You will participate in building a socially sustainable Finland, where ...https://stm.fi/en/the-ministry-as-a-workplace
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Legislation on services and benefits for older people This page lists the key pieces of legislation on services and benefits for older people. Below you will find them by topic and also links to more detailed guidance. Health and social services I...https://stm.fi/en/old-people
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The Ministry of Social Affairs and Health is preparing regulation on service choices in both healthcare and social welfare.https://stm.fi/en/defining-the-principles-for-service-choices-in-healthcare-and-social-welfare
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Frequently asked questions about the Act on Secondary Use of Health and Social Data Usein kysyttyä: The law mentions the primary and secondary use of customer data. What is the difference between these two concepts? The primary use of customer dat...https://stm.fi/en/frequently-asked-questions-about-the-act-on-secondary-use-of-health-and-social-data
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International examples to help Finland create governance model for wellbeing economy 4.12.2025 8.46 The economy of wellbeing offers tools for policy makers to secure the preconditions for a good life both for the current population and future gene...https://stm.fi/en/columns
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10.10.2025 | The digital therapies experiment launched by the Ministry of Social Affairs and Health has proceeded to the pilot phase. The experiment brings together public-sector and private-sector operators to test how digital solutions fit into the daily operations of healthcare services. Of 24 applications, ten digital therapy solutions were selected for the experiment.https://stm.fi/en/-/ten-solutions-selected-for-digital-therapies-experiment-open-information-event-to-be-held-in-november
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4.7.2025 | Starting from 1 September 2025, persons aged 65 and over can book a private healthcare appointment and pay only a deductible that is equal to the client fee charged for public healthcare services. The pilot is based on developing the reimbursements paid by the Social Insurance Institution of Finland (Kela). The President of the Republic approved the legislative amendments enabling the pilot on 4 July 2025.https://stm.fi/en/-/freedom-of-choice-pilot-for-persons-aged-65-and-over-to-begin-in-september
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2.6.2023 | SUOMEN SÄÄDÖSKOKOELMAN SOPIMUS SARJA Julkaistu Helsingissä 31 päivänä toukokuuta 2016 (Suomen säädöskokoelman n:o 398/2016) Valtioneuvoston asetus 27/2016 vammaisten henkilöiden oikeuksista tehdyn yleissopimuksen ja sen valinnaisen pöytäkir- jan v...https://stm.fi/documents/1271139/2013549/Vammaisyleissopimus+(1).pdf/bd9b337d-5f6e-8007-c293-05a5f4e14033?t=1685700965083
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5.12.2025 | Country report: ECDC Public Health Emergency Preparedness Assessment for Finland, 2024 Under Article 8 of the Regulation (EU) 2022/2371 ASSESSMENT ECDC ASSESSMENT Country report: ECDC Public Health Emergency Preparedness Assessment for Finland, 20...https://stm.fi/documents/1271139/231157712/PHEPA_Finland_2024_FINAL.pdf/7ace601e-2c15-0fa6-1c14-0a0b6f1c6764?t=1764936378338
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13.2.2026 | Together Against Cancer – Human-Centred Cancer Prevention and Care National Cancer Strategy 2026–2035 Finland National Cancer Strategy 2026–2035 Contents Summary 3 Strategic objectives 5 Current situation and operating environment 6 Cancer in Finl...https://stm.fi/documents/1271139/1329769/National_Cancer_Strategy_2026-2035_Finland.pdf/a29aa994-91bb-2bcd-e90e-a3d3fde32b90?t=1770968783502
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5.12.2025 | 1 Classified as ECDC NORMAL Appendix 10 - Country follow-up to ECDC PHEPA recommendations Following the PHEPA mission conducted in your country, the final ECDC assessment report includes a series of recommendations aiming at supporting your countr...https://stm.fi/documents/1271139/231157712/National_Action_Plan_2025_Finland_follow_up_ECDC.pdf/800f16d0-fa2a-cba1-acfe-97e6f89a07df?t=1764936667375
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31.10.2025 | Healthcare and social welfare 2040 vision Views and proposals of Ministry of Social Affairs and Health officials regarding needs for changes to the healthcare and social welfare service system Permanent Secretary Veli-Mikko Niemi In “Healthcare an...https://stm.fi/documents/1271139/231157712/Sote2040%20eng.pdf/26d4c5df-a335-da30-7589-cd8e246e225a?t=1761917392011
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23.9.2024 | As outlined in the Programme of Petteri Orpo’s Government, the Government will implement a central government productivity programme to support the Government’s objective for sustainable public finances.https://stm.fi/en/-/productivity-programme-for-the-administrative-branch-of-the-ministry-of-social-affairs-and-health
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22.12.2023 | Minister of Social Security Sanni Grahn-Laasonen has invited Teresa Salminen, Master of Social Sciences, to serve as her Special Adviser. Salminen will deputise for Special Adviser Sakari Rokkanen during his family leave between 2 January and 31 July 2024.https://stm.fi/en/-/teresa-salminen-appointed-as-special-adviser-to-minister-grahn-laasonen
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23.2.2022 | Palvelujen ja etuuksien yhteensovittaminen Sosiaaliturvakomitean ongelmaraportti SOSIAALITURVAKOMITEAN JULKAISUJA 2022:4 Palvelujen ja etuuksien yhteensovittaminen Sosiaaliturvakomitean ongelmaraportti Sosiaaliturvakomitean työ- ja toimintakykyjao...https://stm.fi/documents/1271139/110185332/Palvelujen+ja+etuuksien+yhteensovittaminen+ongelmaraportti.pdf/fdf2fd1b-8bc2-38da-1ce5-33cc7221edbd?t=1645602557796
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22.12.2017 | The establishment of a genome centre in Finland is proceeding. The working group appointed to prepare the establishment of a genome centre has sent for comments a memorandum that outlines its main proposals for a genome act and for setting up the centre. It is hoped that comments will be received, in particular, from healthcare and social service professionals, research communities, biobanks, enterprises and organisations by 2 February 2018.https://stm.fi/en/-/genomikeskuksen-perustaminen-etenee-tyoryhman-arviomuistio-lausunnoille
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20.12.2018 | The Nordic Way: The role of social protection systems in supporting gender equality and sustainable growth. Ass. professor Dr Åsa Löfström Umea School of Business, Economics and Statistics, Sweden [email protected] Brussel October, 19th 2018 * G...https://stm.fi/documents/1271139/11452083/06+%C3%85sa+L%C3%B6fstr%C3%B6m.ppt/628470ed-a152-ac0d-07c0-6823c77be384?version=1.0&t=1545297384000
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14.8.2019 | MINISTRY OF SOCIAL AFFAIRS AND HEALTH stm.fi/en I @MSAH_News I #EU2019FI Social welfare and healthcare in Finland Finland’s constitution requires that public authorities, in addition to providing health services for all, promote peoples’ health. T...https://stm.fi/documents/1271139/14654750/Factsheet_SocialWelfareAndHealthCare_Finland.pdf/f99fee59-aac7-036f-d2b3-b4138532bead?t=1565784293000
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31.5.2018 | A working group, appointed by the Ministry of Social Affairs and Health, proposes a road map for ending the use of tobacco and other nicotine products in Finland by 2030. It would mean that less than 5% of the adult population use tobacco and nicotine products daily. Reaching this goal, recorded in the Tobacco Act, requires that the future governments monitor and assess tobacco policy and develop new measures.https://stm.fi/en/-/tyoryhma-tupakka-ja-nikotiinipolitiikkaa-kehittamalla-suomi-savuttomaksi
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15.9.2015 | 2014 Cost of lost labour input Ministry of Social Affairs and Health, Department for Occupational Safety and Health, Finland Mr Mikko Rissanen, Senior Officer Ms Elina Kaseva, MSc (Economics and Business Administration) Ministry of Social Affairs ...https://stm.fi/documents/1271139/1332445/Cost+of+lost+labour+input_en.pdf/d5790088-8e3e-4d13-a5cd-56c23b67de0c?t=1442323144000
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20.12.2018 | SEEKING AND SEIZING – THE NORDIC WAY NOVEMBER 2-3, 2017, HELSINKI BY PEER HULL KRISTENSEN (WITH KARI LILJA AND ELI MOEN) Civilizing business enterprises in the search for a new Nordic growth and development model Civilizing and de-civilizing busin...https://stm.fi/documents/1271139/11432505/06+Peer+Hull+Kristensen.ppt/f170b772-7f45-5d5a-b537-b6ab63d7894e?version=1.0&t=1545296943000
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9.10.2020 | A People-centred Perspective on Employment Barriers and Policies FACES OF JOBLESSNESS IN FINLAND 2 This document and any map included herein are without prejudice to the status of or sovereignty over any territory, to the delimitation of interna...https://stm.fi/documents/1271139/2013549/Finland+FOJ_FINAL+updated+9+October+2020.pdf/1b0913b3-5222-3e97-dd61-de4e33333e11?t=1602238273788
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16.1.2019 | The Ministry of Social Affairs and Health, together with other authorities and actors, has prepared for the United Kingdom’s withdrawal from the European Union (or Brexit). In a vote held on 15 January, the British Parliament rejected the UK withdrawal agreement from the European Union. The result of the vote does not mean an immediate withdrawal without any agreement. Further plans of the United Kingdom are expected to be announced within the next few days.https://stm.fi/en/-/brexitiin-on-varauduttu-sosiaaliturvassa-ja-laakehuollossa
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4.12.2017 | The Slush side event organised by the Ministry of Social Affairs and Health on Thursday 30 November was a creative event with a lot of pitching.https://stm.fi/en/-/pitchauksia-rahapalkintoja-ja-parempia-palveluita
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8.12.2016 | Kela, the Social Insurance Institution of Finland, will be responsible for granting and payment of basic social assistance from the start of 2017. Supplementary and preventive social assistance will continue to be granted by the municipality. Since both Kela and the municipalities will have jurisdiction regarding social assistance, the application and granting processes will be defined in more detail from the start of 2017.https://stm.fi/en/-/perustoimeentulotuen-kela-siirtoon-liittyvat-lainmuutokset-voimaan-1-1-2017
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27.4.2015 | Well-being through nutrition A guide for municipal decision-makers Contents Introduction..................................................................................................................................................................https://stm.fi/documents/1271139/1359637/Well-being+through+nutrition.pdf/4a09aa37-f3d2-4e18-90d2-f9493649b8d5?t=1430138388000
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3.9.2018 | National action plan ON ANTIMICROBIAL RESISTANCE 2017–2021 Publications 2017:12MINISTRY OF SOCIAL AFFAIRS AND HEALTH National action plan on antimicrobial resistance 2017–2021 Antti Hakanen, Jari Jalava ja Liisa Kaartinen Ministry of Social Affair...https://stm.fi/documents/1271139/1359637/12_17_National_Action_Plan_on_Antimicrobial_Resistance_2017_2021_V1+(002).pdf/9ff43364-6cc2-4e39-b0cf-5664460a3d9e?t=1535980865000
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3.9.2015 | GLOBAL HEALTH SECURITY AGENDA PILOT ASSESSMENT OF PERU January 26 to 30, 2015 1 | P a g e Global Health Security Agenda Preamble The Global Health Security Agenda (GHSA) is an effort by nations, international organizations, and civil society to ac...https://stm.fi/documents/1271139/1356256/Peru+GHSA+Pilot+Assessment+Report+26.2.2015.pdf/4f74f62d-f552-401d-812a-383051b1bafa?t=1441271858000
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2.6.2023 | FINLANDS FÖRFATTNINGSSAMLINGS FÖRDRAGSSERIE Utgiven i Helsingfors den 31 maj 2016 (Finlands författningssamlings nr 398/2016) Statsrådets förordning 27/2016 om sättande i kraft av konventionen om rättigheter för personer med funktionsnedsätt- ning...https://stm.fi/documents/1271139/2013549/Funktionshinderkonvention.pdf/6a128011-b6d4-493a-b74f-50c0bccf02cf?t=1685700807750
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11.1.2016 | GLOBAL HEALTH SECURITY AGENDA ASSESSMENT OF UKRAINE November 2-6, 2015 1 | P a g e Global Health Security Agenda GHSA External Country Assessment of Ukraine November 2-6, 2015 Executive Summary The Global Health Security Agenda (GHSA) is an effort...https://stm.fi/documents/1271139/1356256/GHSA+Ukraine+Assesement+2016/711d4487-572b-44f6-bbdf-81d321de923f?t=1452504872000
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3.9.2015 | August 2015 GLOBAL HEALTH SECURITY AGENDA PILOT ASSESSMENT OF THE UNITED KINGDOM 2 You may re-use the text of this document (not including logos) free of charge in any format or medium, under the terms of the Open Government Licence. To view this ...https://stm.fi/documents/1271139/1356256/UK+GHSA+Pilot+Assessment+published+report+28.8.2015.pdf/e73ffcc6-7e1a-4206-8b96-397af99c2658?t=1441271881000