The Ministry of Social Affairs and Health is responsible for the general planning, control and monitoring of the housing allowance legislation. The Ministry of Education and Culture is responsible for the Housing Supplement for Students. Housing allowances can be applied for at Kela, the Social Insurance Institution of Finland.
The state uses housing allowances to help low-income households to manage their housing costs.
The general housing allowance scheme was reformed at the beginning of 2015. The grounds for granting housing allowance are laid down by law.
The maximum level of housing expenditure that can be taken into account varies regionally and depends on the size of the household. An income-dependent deductible is determined using a particular formula. The deductible also depends on the number of adults and minors in the household. The Act on General Housing Allowance provides that EUR 300 per month shall be deducted from the earned and entrepreneurial income of each member of the household when determining the housing allowance.
Students have been covered by the general housing allowance scheme since 1 August 2017.
Support for housing expenses
- rental apartment
- owned apartment
- right-of-occupancy apartment or
- partially owned apartment.
- general housing allowance
- housing allowance for pensioners
- student housing supplement (available to students in special situations only, for studying abroad or in the Åland Islands)
- housing assistance for conscripts (during their service time)
Housing allowance can be paid to families, couples, people living alone and people in shared accommodation
- families with children
- married couples
- cohabiting couples
- people living alone
- people living in shared accommodation.
Married couples can be opposite-sex or same-sex couples. The same applies to cohabiting couples.
Pensioners can receive assistance from the housing allowance system for pensioners.