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Työeläkejärjestelmän uudistamista valmisteleva työryhmä

STM021:00/2025 Statute drafting

Työryhmän tehtävänä on valmistella työmarkkinajärjestöjen 19.1.2025 saavuttaman neuvottelutuloksen mukaiset työeläkelainsäädännön muutokset hallituksen esityksen muotoon.

Basic information In progress

Project number STM021:00/2025

Case numbers VN/3386/2025

Set by Ministry of Social Affairs and Health

Task class Preparation of a government proposal

Term/schedule 13.2.2025 – 31.3.2026

Date of appointment 11.2.2025

  • pension institutions
  • pension schemes
  • pension funds
  • pension contributions
  • pension insurance

Relation to the Government Programme

Orpo

Chapter 1 Kestävä julkinen talous

Subchapter 1.5 Eläkkeet

Law drafting

Government proposal to Parliament to amend legislation on the earnings-related pension scheme

  • 1

    Under preparation

    Adopted in the plan for the session period on 5.9.2025
  • 2

    Current stage: Estimated week of presentation

    Estimated new week of presentation 13/2026
  • 3

    Submitted to Parliament

  • 4

    Statute adopted

The necessary amendments to the earnings-related pension legislation will be prepared to ensure the financial sustainability of the earnings-related pension scheme and to secure an adequate level of benefits. The amendments have two objectives. The changes must significantly strengthen general government finances and stabilise the level of pension insurance contributions in the long term by means of a rules-based stabilisation system. The objectives are based on the weakening of the dependency ratio caused by the changing age structure of the population and uncertainty related to economic development, investment income from pension fundsand future payment development.

Minister in chargeMinister of Social Security Grahn-Laasonen

Contact personMinna Lehmuskero, Ministry of Social Affairs and Health

Contact person
Outi Aalto, Neuvotteleva virkamies
tel. +358 295 163 198
[email protected]

Project status

Goals and results

Työryhmä valmistelee tarvittavat työeläkejärjestelmän muutokset työmarkkinoiden keskusjärjestöjen tekemän sopimuksen mukaisesti. Sopimuksen mukaisesti yksityisen sektorin eläkelaitosten sijoitussääntelyä ja rahoitustekniikkaa muutetaan niin, että se mahdollistaa riskillisempää työeläkevarojen sijoittamista ja siten parempien sijoitustuottojen tavoittelua. Lisäksi sopimuksessa ehdotetaan säädettäväksi sääntöpohjainen vakauttaja, jonka avulla työeläkeindeksiä rajoitettaisiin inflaatioshokeissa. Hallitusohjelman mukaisesti muutosten tavoitteena on rahoituksellisen kestävyyden varmistaminen ja riittävän etuustason turvaaminen. Lisäksi tavoitteena on eläkevakuutusmaksutason pitkän aikavälin vakauttaminen sekä julkisen talouden kokonaisuuden merkittävä vahvistaminen.

Perusvalmistelu: Valmisteluelimen asettaminen

  1. Työeläkejärjestelmän uudistamista valmisteleva työryhmä DOCX

    2.6.2025

  2. Asettamispäätös Työeläkejärjestelmän uudistamista valmisteleva työryhmä PDF

    7.2.2025 Ministry of Social Affairs and Health

Perusvalmistelu: virkatyö/työryhmä/konsultointi

  1. Pöytäkirja 1 13022025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  2. Pöytäkirja 2 06032025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  3. Pöytäkirja 3 18032025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  4. Pöytäkirja 4 08042025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  5. Pöytäkirja 5 29042025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  6. Pöytäkirja 6 20052025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  7. Pöytäkirja 7 03062025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  8. Pöytäkirja 8 16062025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  9. Pöytäkirja 9 27082025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  10. Pöytäkirja 11 25092025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  11. Pöytäkirja 12 09102025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  12. Pöytäkirja 13 06112025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  13. Pöytäkirja kokous 14 20112025 PDF

    5.12.2025 Ministry of Social Affairs and Health

  14. Nyberg arvio PDF

    5.12.2025 Ministry of Social Affairs and Health

  15. Vakavaraisuusmateriaali PDF

    5.12.2025 Ministry of Social Affairs and Health

Working group

Person

Role, Term

Sokka, Jari
Analyysitoimintojen johtaja
Ministry of Social Affairs and Health

Role: Deputy member
13.2. – 31.3.2025

Ungrouped

Person

Role, Term

Rissanen, Jaana
Johtaja
Ministry of Social Affairs and Health

Role: Chair
13.2.2025 –

Lehmuskero, Minna
Ylimatemaatikko
Ministry of Social Affairs and Health

Role: Deputy chair
13.2.2025 –

Aalto, Outi
Neuvotteleva virkamies
Ministry of Social Affairs and Health

Role: Secretary
13.2.2025 –

Aalto, Outi
Neuvotteleva virkamies
Ministry of Social Affairs and Health

Role: Person in charge
13.2.2025 –

Aalto, Outi
Neuvotteleva virkamies
Ministry of Social Affairs and Health

Role: Project contact person
13.2.2025 –

Aalto, Outi
Neuvotteleva virkamies
Ministry of Social Affairs and Health

Role: Presenting officer
13.2.2025 – 31.3.2026

Ahtiainen, Minna
Johtaja
STTK ry

Role: Personal deputy member
13.2.2025 –

Heinström, Ismo
Lakimies
Eläkesäätiöyhdistys ESY ry

Role: Expert
13.2.2025 –

Isokorpi, Harri
Matemaatikko
Ministry of Social Affairs and Health

Role: Expert
13.2.2025 –

Kiuru, Karoliina
Johtaja
Eläketurvakeskus

Role: Expert
13.2.2025 –

Knuuti, Juha
Johtava eläkeasiantuntija
Kunta- ja hyvinvointialuetyönantajat KT

Role: Member
13.2.2025 –

Koskela, Samppa
Lakimies
STTK ry

Role: Member
13.2.2025 –

Kuusela, Mikko
Johtaja
Finanssiala ry

Role: Expert
13.2.2025 –

Mattila, Jukka
Finanssineuvos
Ministry of Finance

Role: Member
13.2.2025 –

Moilanen, Pirjo
Neuvotteleva virkamies
Ministry of Social Affairs and Health

Role: Member
13.2.2025 –

Mäkinen, Hanna
Matemaatikko
Työeläkevakuuttajat Tela ry

Role: Personal deputy member
1.4.2025 – 31.3.2026

Näätsaari, Sinikka
Työura- ja eläkeasioiden päällikkö
Suomen Ammattiliittojen Keskusjärjestö SAK ry

Role: Member
13.2.2025 –

Ojala, Katri
Johtava asiantuntija
Akava ry

Role: Member
13.2.2025 –

Paldanius, Allan
Johtaja
Eläketurvakeskus

Role: Personal deputy member
13.2.2025 –

Rantahalvari, Vesa
Johtava asiantuntija
Elinkeinoelämän keskusliitto EK

Role: Member
13.2.2025 –

Sokka, Jari
Analyysitoimintojen johtaja
Työeläkevakuuttajat Tela ry

Role: Expert
1.4.2025 –

Sokka, Jari
Analyysitoimintojen johtaja
Työeläkevakuuttajat TELA ry

Role: Personal deputy member
13.2. – 31.3.2025

Siimes, Suvi-Anne
Toimitusjohtaja
Työeläkevakuuttajat TELA ry

Role: Expert
13.2. – 31.3.2025

Tanskanen, Antti
Asiantuntija
Elinkeinoelämän Keskusliitto EK

Role: Member
13.2. – 31.7.2025

Developing and statute drafting in the Government

The ministries implement the Government Programme, draft acts and other statutes, and promote reforms through different kinds of projects, working groups and bodies. Information on all this is available on the Government website.

All ministries' projects are available on the Government website valtioneuvosto.fi/en/projects

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