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Statutory insurance A significant part of social security in Finland is provided through statutory insurances. This package is called social insurance. The insurance-based forms of social security include earnings-related pension, occupational acc...

Unemployment security In brief Unemployment security consists of a general social security benefit and an earnings-related unemployment allowance. In order to be eligible for unemployment security, you must register with the employment authority a...

Insurance institutions In Finland, private insurance institutions handle both statutory and voluntary insurance. Operating in the insurance sector is subject to authorisation. The Government issues authorisation for statutory earnings-related pens...

Social insurance contribution Contributions in 2017–2026 Table: Social insurance contributions, % of salary. Employers 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Health insurance all employers 1,08 0,86 0,77 1,34 1,53 1,34 1,53 1,16 1,87 1,...

Insurance-related appeals A policy holder, who is unhappy with an insurance company's decision, should first take the matter up with a representative of their insurance company. Policy holders may request a statement from one of the following insu...

Department for Insurance and Social Security The Department for Insurance and Social Security directs and steers insurance policy and is responsible for drafting social insurance and other insurance legislation. The Department handles issues that ...

4.6.2026 | The Government is proposing a new type of integration assistance. The general social security benefit would be paid as integration assistance to immigrants registered as unemployed jobseekers who do not meet the prior work requirement or have lived in Finland for less than three years.

Legislation concerning income security The Finnish Constitution guarantees the right of all people living in Finland to Adequate social and health services Basic income security Essential subsistence and care. There is a range of legislation gover...

Finnish social security system The Finnish social security system includes benefits and support that protect people’s livelihoods, as well as the provision of health and social services and employment services. Social security provides income secu...

The Ministry The Ministry of Social Affairs and Health (MSAH) is one of the 12 ministries in the Government. The Ministry's tasks promote the good health and functional capacity of people promote healthy living and working environments secure suff...

Appealing income security decisions The Ministry of Social Affairs and Health does not process requests for a review, objections or complaints. Instead, it drafts legislation on appeal boards and this way ensures the legal protection of people whe...

Support and benefits The Finnish social protection system includes various forms of financial support and benefits designed to ensure that everyone has an equal opportunity to take part in working life and society in general. Children and parentho...

General social security benefit The Ministry of Social Affairs and Health is preparing a general social security benefit. The benefit would include a basic allowance for living, an allowance for housing costs and a discretionary allowance as last-...

Income security A central feature of welfare and social security is to provide support to people in vulnerable situations. Legislation » Legislation concerning income security. Finnish social security system » The Finnish social security system in...

Earnings-related pension Earnings-related pension is paid to a person who has accrued pension according to his or her earnings either in an employment relationship or as an entrepreneur. The size of the earnings-related pension is determined accor...

Social security reform Social security will be reformed during the ongoing parliamentary term through government projects and the work of the Social Security Committee. The aim of the social security reform is to make the social security system sm...

Ministry of Social Affairs and Health Minister of Social Security Karoliina Partanen The National Coalition Party Minister of Social Security Karoliina Partanen is responsible for matters covered by the Department for Insurance and Social Security...

Healthcare and social welfare system and responsibilities Finland’s healthcare and social welfare system is founded on public healthcare and social welfare services funded from tax revenue. Alongside the public sector, private companies provide he...

15.1.2026 | In the first stage, the general social security benefit will be a new social security benefit for unemployed jobseekers, replacing the existing labour market subsidy and basic unemployment allowance. The legislation on the general social security benefit is scheduled to enter into force on 1 May 2026.

Healthcare and social welfare system and responsibilities Finland’s healthcare and social welfare system is founded on public healthcare and social welfare services funded from tax revenue. Alongside the public sector, private companies provide he...