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Statutory insurance A significant part of social security in Finland is provided through statutory insurances. This package is called social insurance. The insurance-based forms of social security include earnings-related pension, occupational acc...https://stm.fi/en/statutory-insurance
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Insurance institutions In Finland, private insurance institutions handle both statutory and voluntary insurance. Operating in the insurance sector is subject to authorisation. The Government issues authorisation for statutory earnings-related pens...https://stm.fi/en/insurance-institutions
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Social insurance contribution Contributions in 2017–2026 Table: Social insurance contributions, % of salary. Employers 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Health insurance all employers 1,08 0,86 0,77 1,34 1,53 1,34 1,53 1,16 1,87 1,...https://stm.fi/en/social-insurance-contribution
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Insurance business in Finland is subject to licence.The government grants licences to authorised pension insurance companies that manage earnings-related pension insurance.https://stm.fi/en/insurance/legislation
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Frequently asked questions about the Act on Secondary Use of Health and Social Data Usein kysyttyä: The law mentions the primary and secondary use of customer data. What is the difference between these two concepts? The primary use of customer dat...https://stm.fi/en/frequently-asked-questions-about-the-act-on-secondary-use-of-health-and-social-data
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Mental health services The aim of mental health work is to strengthen people's good mental health and to reduce factors that undermine it. This work includes activities to promote mental health and prevent mental health disorders, as well as menta...https://stm.fi/en/mental-health-services
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The Ministry of Social Affairs and Health provides overall guidance and prepares legislation on student health care in secondary and higher education.https://stm.fi/en/student-health-care
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Investmets and solvency Insurance companies must invest insurance premiums that they collect from the insured in a secure and profitable manner. However, when aiming for maximum returns, insurance companies must ensure that their solvency is not a...https://stm.fi/en/investing-insurance-contributions
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Private providers of health and social services Private providers of health and social services, in other words companies, organisations and foundations, already account for about 22 per cent of the whole health and social services sector. They op...https://stm.fi/en/private-health-care
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Private providers of health and social services, in other words companies, organisations and foundations, already account for about 22 per cent of the whole health and social services sector. They operate in both publicly and privately funded markets.https://stm.fi/en/private-providers-of-health-and-social-services
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Occupational health care and maintaining workability The MSAH directs, oversees and develops legislation on occupational health care Employers must create working conditions that do not adversely affect the health of employees. Occupational health...https://stm.fi/en/occupational-health-care-and-maintaining-work-ability
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4.6.2026 | The Government is proposing a new type of integration assistance. The general social security benefit would be paid as integration assistance to immigrants registered as unemployed jobseekers who do not meet the prior work requirement or have lived in Finland for less than three years.https://stm.fi/en/-/new-integration-assistance-to-improve-incentives-to-work-and-strengthen-language-skills
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Health and social services for people arriving from Ukraine On 24 February 2022, Russia launched a military attack against Ukraine. Finland is committed to helping people who have fled the war in Ukraine to Finland, also with respect to healthcare...https://stm.fi/en/health-and-social-services-for-people-arriving-from-ukraine
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The Ministry of Social Affairs and Health guides, directs and develops legislation on occupational healthcare.https://stm.fi/en/occupational-health-care
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The Ministry The Ministry of Social Affairs and Health (MSAH) is one of the 12 ministries in the Government. The Ministry's tasks promote the good health and functional capacity of people promote healthy living and working environments secure suff...https://stm.fi/en/ministry
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Occupational accidents and occupational diseases The Ministry of Social Affairs and Health is responsible for developing and preparing the legislation concerning insurance against occupational accidents and diseases. The workers’ compensation insu...https://stm.fi/en/sickness-rehabilitation/occupational-accidents-and-illnesses
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Rehabilitation The aim of rehabilitation is to enhance the individual's functional capacity, independent coping, opportunities for participation, work and study ability as well as their opportunities for employment and continuing working. Rehabili...https://stm.fi/en/rehabilitation
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Legislation concerning income security The Finnish Constitution guarantees the right of all people living in Finland to Adequate social and health services Basic income security Essential subsistence and care. There is a range of legislation gover...https://stm.fi/en/income-security/legislation
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EHDS Regulation The EHDS Regulation is an EU regulation that improves citizens’ control over their personal health data and provides healthcare professionals with access to patient data, regardless of where patients live or receive treatment. The ...https://stm.fi/en/ehds-regulation
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Healthcare and social welfare for undocumented persons When it comes to the organisation of healthcare and social welfare, it should be noted that there are people residing both legally and illegally in Finland who are usually referred to as undoc...https://stm.fi/en/healthcare-and-social-welfare-for-undocumented-persons