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  1. Income security A central feature of welfare and social security is to provide support to people in vulnerable situations. Legislation » Legislation concerning income security. Finnish social security system » The Finnish social security system in...
    https://stm.fi/en/income-security
  2. Appealing income security decisions The Ministry of Social Affairs and Health does not process requests for a review, objections or complaints. Instead, it drafts legislation on appeal boards and this way ensures the legal protection of people whe...
    https://stm.fi/en/income-security/appealing
  3. Legislation concerning income security The Finnish Constitution guarantees the right of all people living in Finland to Adequate social and health services Basic income security Essential subsistence and care. There is a range of legislation gover...
    https://stm.fi/en/income-security/legislation
  4. Earnings-related pension Earnings-related pension is paid to a person who has accrued pension according to his or her earnings either in an employment relationship or as an entrepreneur. The size of the earnings-related pension is determined accor...
    https://stm.fi/en/earnings-related-pension
  5. Guarantee pension Guarantee pension is a minimum pension from which the other pensions paid to the pension recipient are deducted from in full. The full amount of the guarantee pension in 2019 is EUR 784,52 per month. Provisions on guarantee pensi...
    https://stm.fi/en/guarantee-pension
  6. Further information Hidden
    https://stm.fi/en/statistics/statistics-on-income
  7. Survivors’ pension When a death occurs in a family, the income of the widow and the children is secured with a survivors’ pension, which can be a spouse’s pension or an orphan’s pension. The purpose of the survivors’ pension under the earnings-rel...
    https://stm.fi/en/survivors-pension
  8. General social security benefit The Ministry of Social Affairs and Health is preparing a general social security benefit. The benefit would include a basic allowance for living, an allowance for housing costs and a discretionary allowance as last-...
    https://stm.fi/en/general-social-security-benefit
  9. Key areas of participation and inclusion The Ministry of Social Affairs and Health works to strengthen inclusion and social wellbeing and to reduce inequality. Social exclusion and poverty are prevented by strengthening people’s inclusion and abil...
    https://stm.fi/en/participation-key-areas
  10. Housing allowance The Ministry of Social Affairs and Health is responsible for the general planning, guidance and supervision of the housing allowance legislation. The Ministry of Education and Culture in turn is responsible for the housing supple...
    https://stm.fi/en/income-security/housing-allowance
  11. Occupational accidents and occupational diseases The Ministry of Social Affairs and Health is responsible for developing and preparing the legislation concerning insurance against occupational accidents and diseases. The workers’ compensation insu...
    https://stm.fi/en/sickness-rehabilitation/occupational-accidents-and-illnesses
  12. Finnish social security system The Finnish social security system includes benefits and support that protect people’s livelihoods, as well as the provision of health and social services and employment services. Social security provides income secu...
    https://stm.fi/en/finnish-social-security-system
  13. Social security for athletes, grant recipients and students Social security and pensions is provided under special arrangements in the case of certain professional groups: Athletes Pension and accident insurenace is compulsory until the age of 65 ...
    https://stm.fi/en/income-security/groups
  14. Social assistance Shortly Social assistance is a last-resort form of social security that secures the essential livelihood for an individual or a family when they cannot support themselves with other income or assets. It is a means-tested benefit,...
    https://stm.fi/en/income-security/social-assistance
  15. Disability pension Disability pension is paid to a person who is unable to earn an income because of an illness or disability. Disability pension is one of the benefits in both the national pension scheme and the earnings-related pension scheme. D...
    https://stm.fi/en/disability-pension
  16. Statutory insurance A significant part of social security in Finland is provided through statutory insurances. This package is called social insurance. The insurance-based forms of social security include earnings-related pension, occupational acc...
    https://stm.fi/en/statutory-insurance
  17. Services and benefits for old people Shortly Social security for older people consists of healthcare and social welfare services and income security. The responsibility for organising these services lies with wellbeing services counties, which ass...
    https://stm.fi/en/older-people-services/services-and-benefits
  18. Family benefits The purpose of the benefit system for children and families is to safeguard the subsistence of the child and those responsible for his or her care, and to support the care of the child. The benefits are applied for at the Social In...
    https://stm.fi/en/income-security/financial-assistance-families
  19. Client charges in healthcare and social welfare The Government guides and directs the policy on client charges in healthcare and social welfare through legislation. The purpose of the policy is to ensure that the charges are kept at a reasonable l...
    https://stm.fi/en/client-fees
  20. Support and benefits The Finnish social protection system includes various forms of financial support and benefits designed to ensure that everyone has an equal opportunity to take part in working life and society in general. Children and parentho...
    https://stm.fi/en/income-security/benefits
  21. National pension National pension can be paid to a person covered by the Finnish social security system who does not receive any earnings-related pension or whose earnings-related pension is small. Provisions on national pension are laid down in l...
    https://stm.fi/en/national-pension
  22. Sign up for news by The Ministry of Social Affairs and Health You can sign up for news by the The Ministry of Social Affairs and Health and receive them in your e-mail. Select the kind of news and topics you wish to follow. You will be sent a conf...
    https://stm.fi/en/sign-up
  23. International Labour Organization ILO ILO, the International Labour Organization, sets labour standards through conventions and recommendations, and monitors and supports its member states in their application. The Ministry of Social Affairs and H...
    https://stm.fi/en/international-cooperation/ilo
  24. Unemployment security In brief Unemployment security consists of a general social security benefit and an earnings-related unemployment allowance. In order to be eligible for unemployment security, you must register with the employment authority a...
    https://stm.fi/en/income-security/unemployment
  25. Social security reform Social security will be reformed during the ongoing parliamentary term through government projects and the work of the Social Security Committee. The aim of the social security reform is to make the social security system sm...
    https://stm.fi/en/social-security-reform
  26. Healthcare and social welfare system and responsibilities Finland’s healthcare and social welfare system is founded on public healthcare and social welfare services funded from tax revenue. Alongside the public sector, private companies provide he...
    https://stm.fi/en/social-and-health-services/responsible-agencies
  27. Areas of experties The administrative sector of the MSAH is wide ranging. The Ministry's work is supported by expertise from all agencies and institutes throughout the sector. Promotion of welfare » Social and health services » Income security » I...
    https://stm.fi/en/areas-of-expertise
  28. Welfare and health promotion The Finnish Ministry of Social Affairs and Health supports the welfare of people in Finland via social and health services and by ensuring income security. Legislation » Many areas of health legislation enhance welfare...
    https://stm.fi/en/promotion-of-welfare
  29. Pensions The Finnish pension system is an important element in providing income security in old age the event of work incapacity in the event of the death of a breadwinner The MSAH is responsible for preparing pension legislation. Pension security...
    https://stm.fi/en/income-security/pensions
  30. Legislation on health and social services In Finland, the state's responsibility to promote welfare, health and security is rooted in the Constitution. This enshrines the right of everyone to income and to care, if they are unable to manage adequa...
    https://stm.fi/en/social-and-health-services/legislation
  31. The Ministry The Ministry of Social Affairs and Health (MSAH) is one of the 12 ministries in the Government. The Ministry's tasks promote the good health and functional capacity of people promote healthy living and working environments secure suff...
    https://stm.fi/en/ministry
  32. Insurance-related appeals A policy holder, who is unhappy with an insurance company's decision, should first take the matter up with a representative of their insurance company. Policy holders may request a statement from one of the following insu...
    https://stm.fi/en/insurance-related-appeals
  33. Healthcare and social welfare system and responsibilities Finland’s healthcare and social welfare system is founded on public healthcare and social welfare services funded from tax revenue. Alongside the public sector, private companies provide he...
    https://stm.fi/en/pandemic-preparedness
  34. Sickness and rehabilitation All people living in Finland are included within the scope of sickness insurance. Sickness insurance provides reimbursements for loss of earnings and costs of rehabilitation. Sickness (Kela) Sickness allowance Paid to 1...
    https://stm.fi/en/income-security/sickness-rehabilitation
  35. Promoting inclusion strengthens social cohesion Inclusion means belonging to and being connected with communities and society. It is reflected, for example, in trust, equality and people’s opportunity to have a say in their own community and socie...
    https://stm.fi/en/promoting-participation
  36. Services and support for people with disabilities Persons with disabilities have the right to equality, inclusion, self-determination, independent living, non-discrimination and the necessary individual services and support. The principle is that ...
    https://stm.fi/en/disability-services
  37. Municipalities are responsible for promoting health and wellbeing.
    https://stm.fi/en/municipalities
  38. Equal pay Equal pay is a fundamental and human right. Under the Finnish Equality Act, people performing the same work or work of equal value must receive the same pay, irrespective of their gender. Reducing pay gaps is a central equality issue and...
    https://stm.fi/en/gender-equality/equal-pay
  39. Health and social services The Ministry of Social Affairs and Health sets the guidelines for developing health and social services, drafts the relevant legislation and guides the implementation of reforms. Legislation » Legislation on social and h...
    https://stm.fi/en/social-and-health-services
  40. Social lending Shortly The wellbeing services counties grant social loans. In Helsinki, the Social Services, Health Care and Rescue Services Division is responsible for social lending. If you would like to apply for a social loan, please contact t...
    https://stm.fi/en/income-security/social-lending
  41. Social insurance contribution Contributions in 2017–2026 Table: Social insurance contributions, % of salary. Employers 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Health insurance all employers 1,08 0,86 0,77 1,34 1,53 1,34 1,53 1,16 1,87 1,...
    https://stm.fi/en/social-insurance-contribution
  42. Services for older people Shortly Wellbeing services counties organise health and social services for older people. The Ministry of Social Affairs and Health and the Association of Finnish Cities and Municipalities have published a quality recomme...
    https://stm.fi/en/older-people-services
  43. The Ministry of Social Affairs and Health’s assessment of the combined impacts of government proposals, taking into account fundamental and human rights. The assessment memorandums are prepared annually as part of official duties and published in the Government Project Register Hankeikkuna.
    https://stm.fi/en/project?tunnus=STM062:00/2025
  44. Parties responsible for gambling policy The Lotteries Act, which is prepared by the Ministry of the Interior, governs gambling services. Under the Act, the primary objective of gambling policy is to prevent harm. The Programme of Prime Minister Pe...
    https://stm.fi/en/parties-responsible-for-gambling-policy
  45. Government branch The administrative branch of the Ministry of Social Affairs and Health includes several independent institutions and agencies, which implement the ministry’s objectives in society and participate in Government Programme projects....
    https://stm.fi/en/administrative-branch
  46. Whistleblower protection Whistleblower protection safeguards people who report certain types of misconduct. In this case, a ‘whistleblower’ is a person who, in the course of their work, discovers a breach of European Union or national law concerni...
    https://stm.fi/en/whistleblower-protection
  47. Rehabilitation The aim of rehabilitation is to enhance the individual's functional capacity, independent coping, opportunities for participation, work and study ability as well as their opportunities for employment and continuing working. Rehabili...
    https://stm.fi/en/rehabilitation
  48. Social security and services for people applying for and receiving international protection in Finland People applying for international protection leave their home countries for various reasons, for example, to escape war, persecution or insecuri...
    https://stm.fi/en/social-security-and-services-of-asylum-seekers-in-finland
  49. 4.6.2026 | The Government is proposing a new type of integration assistance. The general social security benefit would be paid as integration assistance to immigrants registered as unemployed jobseekers who do not meet the prior work requirement or have lived in Finland for less than three years.
    https://stm.fi/en/-/new-integration-assistance-to-improve-incentives-to-work-and-strengthen-language-skills
  50. 15.1.2026 | In the first stage, the general social security benefit will be a new social security benefit for unemployed jobseekers, replacing the existing labour market subsidy and basic unemployment allowance. The legislation on the general social security benefit is scheduled to enter into force on 1 May 2026.
    https://stm.fi/en/-/new-general-social-security-benefit-to-replace-labour-market-subsidy-and-basic-unemployment-allowance-as-from-1-may-2026
  51. 15.1.2026 | The changes to be made to social assistance will, for example, strengthen the obligations of recipients to apply for full-time work and primary benefits. The overall reform of social assistance aims to clarify the role of social assistance as a last-resort and temporary form of assistance, prevent social exclusion among young people and strengthen general government finances.
    https://stm.fi/en/-/changes-to-social-assistance-to-take-effect-on-1-february-2026
  52. Frequently asked questions Why the family leave reform is needed? Currently, parents take family leave unevenly. This is especially detrimental to the position of women in the job market and their income, which has both short- and long-term effect...
    https://stm.fi/en/frequently-asked-questions-family-leave-reform
  53. Value chain for pharmacotherapy Pharmaceuticals-related development, research and innovations The facilitation of research and development of pharmaceuticals is a requirement for new pharmaceutical innovations. It is characteristic of the pharmace...
    https://stm.fi/en/value-chain-for-pharmacotherapy
  54. 9.3.2026 | EU ministers will convene for a meeting of the Employment, Social Policy, Health and Consumer Affairs Council in Brussels on 9 March. Minister of Social Affairs and Health Wille Rydman will represent Finland at the meeting.
    https://stm.fi/en/-/poverty-and-social-exclusion-on-the-agenda-for-eu-ministers-meeting-on-9-march
  55. 9.4.2026 | The Government is proposing changes aimed at preventing intentional misuse of social security, reducing incorrect social security payments and improving information exchange with Kela, the Social Insurance Institution of Finland.
    https://stm.fi/en/-/government-proposes-measures-to-prevent-benefit-fraud-and-incorrect-payments
  56. 22.9.2025 | The Government has submitted a proposal to Parliament for an act on general social security benefit. In the first stage, the general social security benefit would be a new social security benefit for unemployed jobseekers, replacing labour market subsidy and basic unemployment allowance. The legislation concerning the general social security benefit is scheduled to enter into force on 1 May 2026.
    https://stm.fi/en/-/general-social-security-benefit-is-step-towards-simpler-social-security-system
  57. 12.2.2026 | The health status of people in Finland is in many respects better than the EU average, and the service system is fairly comprehensive. However, a recent country report by the OECD and the European Observatory on Health Systems and Policies indicates that access to care is not realised equally in Finland. In 2024, 12.4% of those who required medical care reported that they had not received the services they needed. The share is the second highest in the EU.
    https://stm.fi/en/-/eu-comparison-finland-s-healthcare-system-is-strong-in-many-respects-but-access-to-care-is-not-equally-realised
  58. 22.9.2025 | The Ministry of Social Affairs and Health has today published three memorandums assessing the combined impacts of the Government’s changes to social security during this parliamentary term. The memorandums focus particularly on the impacts of the comprehensive reform of social assistance.
    https://stm.fi/en/-/memorandums-assessing-combined-impacts-of-government-s-social-security-changes-now-published
  59. 22.9.2025 | The Government proposes a comprehensive reform of social assistance. The changes to be made would, for example, strengthen the obligations of recipients to apply for full-time work and primary benefits. The aim is to clarify the role of social assistance as a last-resort and temporary form of assistance, prevent social exclusion among young people and strengthen general government finances.
    https://stm.fi/en/-/comprehensive-reform-of-social-assistance-proceeds-to-parliament
  60. 5.1.2026 | The Ministry of Social Affairs and Health invites comments on the integration support. The comments should be submitted by 16 February 2026.
    https://stm.fi/en/-/comments-on-the-new-integration-support-are-requested