Sickness and rehabilitation

All people living in Finland are included within the scope of sickness insurance. Sickness insurance provides reimbursements for loss of earnings and costs of rehabilitation.

   
Sickness allowance Paid to 16-67 year olds who due to illness are unable to work. Size of allowance depends on income.
Costs of examination and treatment by a private doctor Sickness insurance reimburses a portion of fees, treatment and examination for private health care, according to the Social Insurance Institution's rate.
Private dental treatment Sickness insurance reimburses a portion of fees, treatment and examination for private dental treatment, according to the Social Insurance Institution's rate.
Medicine expenses

Sickness insurance reimburses a portion of the costs of prescribed medications that come within the system of such reimbursements.

You are reimbursed for the cost of prescription medicines directly at the pharmacy on producing a Kela card.

Reimbursements for medicine expenses (Kela)

Travel costs

Travel costs Sickness insurance pays travel costs for journeys to receive treatment.

Reimbursement of travel costs (Kela)

Disability allowance  Paid to people with long-term illnesses or disability to enable them to manage with day-to-day living, take part in employment or to study.

Disability benefits (Kela)
Rehabilitation allowance Paid for people undergoing rehabilitation, either by a pension insurance institution or by Kela.

Rehabilitation (Kela)

Accidents at work, occupational diseases
 
Treatment costs and loss of earnings due to accidents at work or occupational diseases are paid to employees and farmers in the form of a daily allowance, disability pension, handicap benefit, funeral grant and survivors' pension.